{"format":1,"id":"119-hr-7128","congress":119,"number":"H.R. 7128","kind":"bill","group":"bills","title":"TRIA Program Reauthorization Act of 2026","title_source":"Short Title(s) as Passed House","official_title":"To extend the Terrorism Risk Insurance Program, and for other purposes.","titles":[{"type":"Official Title as Introduced","title":"To extend the Terrorism Risk Insurance Program, and for other purposes."},{"type":"Short Titles from RFS (Referred to Senate) bill text","title":"TRIA Program Reauthorization Act of 2026"},{"type":"Short Title(s) as Passed House","title":"TRIA Program Reauthorization Act of 2026"},{"type":"Official Title from EH (Engrossed in House) bill text","title":"To extend the Terrorism Risk Insurance Program, and for other purposes."},{"type":"Short Title(s) as Reported to House","title":"TRIA Program Reauthorization Act of 2026"},{"type":"Display Title","title":"TRIA Program Reauthorization Act of 2026"},{"type":"Short Title(s) as Introduced","title":"TRIA Program Reauthorization Act of 2026"}],"outcome":"passed_house","law_number":null,"introduced":"2026-01-16","chambers":{"house":{"status":"roll_call","date":"2026-06-29","vote":{"id":"119-2026-h229","question":"On Motion to Suspend the Rules and Pass, as Amended","title":"TRIA Program Reauthorization Act","result":"Passed","yea":373,"nay":15,"present":0,"not_voting":43,"source":"https://clerk.house.gov/evs/2026/roll229.xml"}},"senate":{"status":"pending","date":null,"vote":null}},"president":{"status":"not_yet","date":null},"vice_president_tie_breaker":null,"latest_action":{"text":"Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.","date":"2026-07-13"},"nominees":null,"amendments":[],"other_votes":[],"crs_summary":{"date":"2026-03-19","stage":"Reported to House","blocks":[{"k":"h","t":"TRIA Program Reauthorization Act of 2026"},{"k":"p","t":"This bill reauthorizes the Terrorism Risk Insurance Program through 2034. The program covers a portion of the losses incurred by private insurers for property and casualty insurance coverage for terrorism risk."},{"k":"p","t":"The bill also increases the amount of property and casualty insurance losses required for certification under the program beginning in 2029 and provides statutory authority for Department of the Treasury public notification requirements regarding the determination process for whether an act qualifies as an act of terrorism under this program."}],"words":87},"summary":{"main_subject":{"text":"Extends the Terrorism Risk Insurance Program under the Terrorism Risk Insurance Act of 2002 from 2027 to 2034 and changes how the Secretary certifies acts of terrorism under that Act.","cites":[{"label":"Sec. 2","href":"https://www.congress.gov/bill/119th-congress/house-bill/7128/text/eh#H80F5234B4FDC4CFFA71FF83E4223304F"},{"label":"Sec. 3","href":"https://www.congress.gov/bill/119th-congress/house-bill/7128/text/eh#H9A6EA53C76424A4B89BC3FE801D5170A"}]},"core_areas":["Extension of the Terrorism Risk Insurance Program","Certification of acts of terrorism by the Secretary","Annual reporting on certification notices and determinations"],"what_it_does":[{"text":"Amends Section 108(a) of the Terrorism Risk Insurance Act of 2002 by striking \"2027\" and inserting \"2034\".","cite":{"label":"Sec. 2","href":"https://www.congress.gov/bill/119th-congress/house-bill/7128/text/eh#H80F5234B4FDC4CFFA71FF83E4223304F"}},{"text":"Sets the insured loss threshold for an act to be certified at $5,000,000 for acts occurring before 2029 and at $10,000,000 for acts occurring in 2029 or any later year.","cite":{"label":"Sec. 3","href":"https://www.congress.gov/bill/119th-congress/house-bill/7128/text/eh#H9A6EA53C76424A4B89BC3FE801D5170A"}},{"text":"Requires the Secretary to publish a Federal Register notice within 30 days after beginning to determine whether to certify an act as an act of terrorism.","cite":{"label":"Sec. 3","href":"https://www.congress.gov/bill/119th-congress/house-bill/7128/text/eh#H9A6EA53C76424A4B89BC3FE801D5170A"}},{"text":"Requires the Secretary to conclude the certification process within 90 days after the notice, and allows an extension for a period not to exceed 365 days following the date on which the damage attributable to the act occurred, with public notice of the extension.","cite":{"label":"Sec. 3","href":"https://www.congress.gov/bill/119th-congress/house-bill/7128/text/eh#H9A6EA53C76424A4B89BC3FE801D5170A"}},{"text":"Adds to the Secretary's annual report a list of each act for which a Federal Register notice was published in the preceding calendar year, with either the final determination or a concise explanation of why none was issued.","cite":{"label":"Sec. 4","href":"https://www.congress.gov/bill/119th-congress/house-bill/7128/text/eh#H652863202C9B4915914E60652A3CBB49"}},{"text":"Changes the years in Section 103(e)(7)(E)(i) of the Act and replaces the name \"Terrorism Insurance Program\" with \"Terrorism Risk Insurance Program\" in the Act and in section 313(c)(1)(D) of title 31, United States Code.","cite":{"label":"Sec. 5","href":"https://www.congress.gov/bill/119th-congress/house-bill/7128/text/eh#HD4302262AF0B4D9A9F015759CF55D3B1"}}],"unexpected":[],"version":{"type":"Engrossed in House","date":"2026-06-29","rule":"passed","href":"https://www.congress.gov/bill/119th-congress/house-bill/7128/text/eh"},"current":true,"model":"claude-sonnet-5-5","approved":"2026-10-01","approved_by":"desk"},"sources":{"congress_gov":"https://www.congress.gov/bill/119th-congress/house-bill/7128","text":"https://www.congress.gov/bill/119th-congress/house-bill/7128/text"},"card":{"image":"card/item/119-hr-7128.png","v":"ea9fd424613b","alt":"Votes on Record. H.R. 7128, 119th Congress: TRIA Program Reauthorization Act of 2026. House: 373 Yea, 15 Nay. Senate: not yet considered. Outcome: Passed House, 29 Jun 2026."}}