{"format":1,"id":"119-hr-1919","congress":119,"number":"H.R. 1919","kind":"bill","group":"bills","title":"Anti-CBDC Surveillance State Act","title_source":"Short Title(s) as Passed House","official_title":"To amend the Federal Reserve Act to prohibit the Federal reserve banks from offering certain products or services directly to an individual, to prohibit the use of central bank digital currency for monetary policy, and for other purposes.","titles":[{"type":"Official Title as Introduced","title":"To amend the Federal Reserve Act to prohibit the Federal reserve banks from offering certain products or services directly to an individual, to prohibit the use of central bank digital currency for monetary policy, and for other purposes."},{"type":"Display Title","title":"Anti-CBDC Surveillance State Act"},{"type":"Official Title from EH (Engrossed in House) bill text","title":"To amend the Federal Reserve Act to prohibit the Federal reserve banks from offering certain products or services directly to an individual, to prohibit the use of central bank digital currency for monetary policy, and for other purposes."},{"type":"Short Title(s) as Passed House","title":"Anti-CBDC Surveillance State Act"},{"type":"Short Title(s) as Reported to House","title":"Anti-CBDC Surveillance State Act"},{"type":"Short Title(s) as Introduced","title":"Anti-CBDC Surveillance State Act"}],"outcome":"passed_house","law_number":null,"introduced":"2025-03-06","chambers":{"house":{"status":"roll_call","date":"2025-07-17","vote":{"id":"119-2025-h201","question":"On Passage","title":"Anti-CBDC Surveillance State Act","result":"Passed","yea":219,"nay":210,"present":0,"not_voting":3,"source":"https://clerk.house.gov/evs/2025/roll201.xml"}},"senate":{"status":"pending","date":null,"vote":null}},"president":{"status":"not_yet","date":null},"vice_president_tie_breaker":null,"latest_action":{"text":"Motion to reconsider laid on the table Agreed to without objection.","date":"2025-07-17"},"nominees":null,"amendments":[],"other_votes":[],"crs_summary":{"date":"2025-03-06","stage":"Introduced in House","blocks":[{"k":"h","t":"Anti-CBDC Surveillance State Act"},{"k":"p","t":"This bill prohibits a Federal Reserve bank from offering products or services directly to an individual, maintaining an account on behalf of an individual, or issuing a central bank digital currency (i.e., a digital dollar). Further, the Board of Governors of the Federal Reserve System is prohibited from using a central bank digital currency to implement monetary policy or from testing, studying, creating, or implementing a central bank digital currency, with exceptions as provided by the bill."}],"words":81},"summary":{"main_subject":{"text":"Amends the Federal Reserve Act to bar Federal reserve banks from offering products or services directly to individuals and from issuing a central bank digital currency, and to bar the Board of Governors from testing, developing or using one.","cites":[{"label":"Sec. 2","href":"https://www.congress.gov/bill/119th-congress/house-bill/1919/text/eh#H87C5DC2815EB49B981B6DB7458CA03AA"},{"label":"Sec. 3","href":"https://www.congress.gov/bill/119th-congress/house-bill/1919/text/eh#HA4376AC2692A420BB01A72486FC9D27D"},{"label":"Sec. 4","href":"https://www.congress.gov/bill/119th-congress/house-bill/1919/text/eh#HC22807F3959A4671946565CCB7742F69"}]},"core_areas":["Federal reserve bank services and accounts for individuals","Central bank digital currency prohibitions"],"what_it_does":[{"text":"Bars a Federal reserve bank from offering financial products or services directly to an individual or maintaining an account on behalf of an individual.","cite":{"label":"Sec. 2","href":"https://www.congress.gov/bill/119th-congress/house-bill/1919/text/eh#H87C5DC2815EB49B981B6DB7458CA03AA"}},{"text":"Bars a Federal reserve bank from issuing a central bank digital currency or any digital asset that is substantially similar under any other name or label.","cite":{"label":"Sec. 2","href":"https://www.congress.gov/bill/119th-congress/house-bill/1919/text/eh#H87C5DC2815EB49B981B6DB7458CA03AA"}},{"text":"Bars a Federal reserve bank from offering a central bank digital currency, or a substantially similar digital asset, indirectly to an individual through a financial institution or other intermediary.","cite":{"label":"Sec. 3","href":"https://www.congress.gov/bill/119th-congress/house-bill/1919/text/eh#HA4376AC2692A420BB01A72486FC9D27D"}},{"text":"Bars the Board of Governors of the Federal Reserve System from testing, studying, developing, creating or implementing a central bank digital currency or a substantially similar digital asset.","cite":{"label":"Sec. 4","href":"https://www.congress.gov/bill/119th-congress/house-bill/1919/text/eh#HC22807F3959A4671946565CCB7742F69"}},{"text":"Bars the Board of Governors and the Federal Open Market Committee from using a central bank digital currency to implement monetary policy.","cite":{"label":"Sec. 4","href":"https://www.congress.gov/bill/119th-congress/house-bill/1919/text/eh#HC22807F3959A4671946565CCB7742F69"}},{"text":"Defines a central bank digital currency as digital money or monetary value that is denominated in the national unit of account, is a direct liability of the Federal Reserve System, and is widely available to the general public.","cite":{"label":"Sec. 4","href":"https://www.congress.gov/bill/119th-congress/house-bill/1919/text/eh#HC22807F3959A4671946565CCB7742F69"}}],"unexpected":[{"category":"off_subject","items":[{"cite":{"label":"Sec. 5","href":"https://www.congress.gov/bill/119th-congress/house-bill/1919/text/eh#H84FEA5F6254646F6927AF8002A7E29A3"},"heading":"Sense of Congress","effect":"States a sense of Congress that the Board of Governors does not currently have authority to issue a central bank digital currency and will not unless Congress grants it; it creates no prohibition itself.","amount":null,"quote":"the Board of Governors of the Federal Reserve System currently does not have the authority to issue a central bank digital currency"}]},{"category":"selective_carve_out","items":[{"cite":{"label":"Sec. 4","href":"https://www.congress.gov/bill/119th-congress/house-bill/1919/text/eh#HC22807F3959A4671946565CCB7742F69"},"heading":"Prohibition with respect to central bank digital currency","effect":"Bars the Board of Governors from testing, studying, developing or implementing a central bank digital currency and from using one for monetary policy, but says the bans may not be construed to prohibit a dollar-denominated currency that is open, permissionless and private and preserves the privacy protections of coins and physical currency.","amount":null,"quote":"may not be construed to prohibit any dollar-denominated currency that is open, permissionless, and private, and fully preserves the privacy protections of United States coins and physical currency."}]}],"version":{"type":"Engrossed in House","date":"2025-07-17","rule":"passed","href":"https://www.congress.gov/bill/119th-congress/house-bill/1919/text/eh"},"current":true,"model":"claude-sonnet-5-5","approved":"2026-09-29","approved_by":"checks"},"sources":{"congress_gov":"https://www.congress.gov/bill/119th-congress/house-bill/1919","text":"https://www.congress.gov/bill/119th-congress/house-bill/1919/text"},"card":{"image":"card/item/119-hr-1919.png","v":"8f6815926bfb","alt":"Votes on Record. H.R. 1919, 119th Congress: Anti-CBDC Surveillance State Act. House: 219 Yea, 210 Nay. Senate: not yet considered. Outcome: Passed House, 17 Jul 2025."}}