{"format":1,"id":"118-sjres-32","congress":118,"number":"S.J.Res. 32","kind":"joint_resolution","group":"bills","title":"A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to \"Small Business Lending Under the Equal Credit Opportunity Act (Regulation B)\".","title_source":"Display Title","official_title":"A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to \"Small Business Lending Under the Equal Credit Opportunity Act (Regulation B)\".","titles":[{"type":"Official Title as Introduced","title":"A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to \"Small Business Lending Under the Equal Credit Opportunity Act (Regulation B)\"."},{"type":"Display Title","title":"A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to \"Small Business Lending Under the Equal Credit Opportunity Act (Regulation B)\"."}],"outcome":"vetoed","law_number":null,"introduced":"2023-06-13","chambers":{"house":{"status":"roll_call","date":"2023-12-01","vote":{"id":"118-2023-h690","question":"On Passage","title":"Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to “Small Business Lending Under the Equal Credit Opportunity Act (Regulation B)”","result":"Passed","yea":221,"nay":202,"present":1,"not_voting":10,"source":"https://clerk.house.gov/evs/2023/roll690.xml"}},"senate":{"status":"roll_call","date":"2024-01-10","vote":{"id":"118-2024-s5","question":"On Overriding the Veto","title":"Shall the Joint Resolution (S.J. Res. 32) Pass, the Objections of the President of the United States to the Contrary Notwithstanding?","result":"Veto Sustained","yea":54,"nay":45,"present":0,"not_voting":1,"source":"https://www.senate.gov/legislative/LIS/roll_call_votes/vote1182/vote_118_2_00005.xml"},"override":true,"passage":{"chamber":"senate","date":"2023-10-18","question":"On the Joint Resolution","title":"S.J.Res. 32","result":"Joint Resolution Passed","yea":53,"nay":44,"present":0,"not_voting":3,"kind":"final_candidate","source":"https://www.senate.gov/legislative/LIS/roll_call_votes/vote1181/vote_118_1_00260.xml"}}},"president":{"status":"vetoed","date":"2023-12-19"},"vice_president_tie_breaker":null,"latest_action":{"text":"Failed of passage in Senate over veto by Yea-Nay Vote. 54 - 45. Record Vote Number: 5.","date":"2024-01-10"},"nominees":null,"amendments":[],"other_votes":[{"chamber":"senate","date":"2023-10-18","question":"On the Joint Resolution","title":"S.J.Res. 32","result":"Joint Resolution Passed","yea":53,"nay":44,"present":0,"not_voting":3,"kind":"final_candidate","source":"https://www.senate.gov/legislative/LIS/roll_call_votes/vote1181/vote_118_1_00260.xml"}],"crs_summary":{"date":"2023-12-01","stage":"Passed House","blocks":[{"k":"p","t":"This joint resolution nullifies the final rule issued by the Consumer Financial Protection Bureau titled Small Business Lending under the Equal Credit Opportunity Act (Regulation B) and published on May 31, 2023. The rule requires financial institutions to collect and report to the bureau credit application data for small businesses. On July 31, 2023, the U.S. District Court for the Southern District of Texas ordered the bureau not to implement or enforce the rule until a related pending case is resolved."}],"words":81},"summary":{"main_subject":{"text":"Disapproves, under chapter 8 of title 5, United States Code, the Bureau of Consumer Financial Protection rule titled \"Small Business Lending Under the Equal Credit Opportunity Act (Regulation B)\" and provides that the rule has no force or effect.","cites":[{"label":"Text","href":"https://www.congress.gov/bill/118th-congress/senate-joint-resolution/32/text/enr"}]},"core_areas":["Congressional disapproval of the Bureau of Consumer Financial Protection's Regulation B small business lending rule"],"what_it_does":[{"text":"States that Congress disapproves the rule submitted by the Bureau of Consumer Financial Protection titled \"Small Business Lending Under the Equal Credit Opportunity Act (Regulation B)\".","cite":{"label":"Text","href":"https://www.congress.gov/bill/118th-congress/senate-joint-resolution/32/text/enr"}},{"text":"Identifies the rule as the one published at 88 Fed. Reg. 35150 on May 31, 2023.","cite":{"label":"Text","href":"https://www.congress.gov/bill/118th-congress/senate-joint-resolution/32/text/enr"}},{"text":"Provides that the disapproved rule shall have no force or effect.","cite":{"label":"Text","href":"https://www.congress.gov/bill/118th-congress/senate-joint-resolution/32/text/enr"}}],"unexpected":[],"version":{"type":"Enrolled Bill","date":null,"rule":"enrolled","href":"https://www.congress.gov/bill/118th-congress/senate-joint-resolution/32/text/enr"},"current":true,"model":"claude-sonnet-5-5","approved":"2026-10-01","approved_by":"checks"},"sources":{"congress_gov":"https://www.congress.gov/bill/118th-congress/senate-joint-resolution/32","text":"https://www.congress.gov/bill/118th-congress/senate-joint-resolution/32/text"},"card":{"image":"card/item/118-sjres-32.png","v":"fb940ff2350c","alt":"Votes on Record. S.J.Res. 32, 118th Congress: A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to \"Small Business Lending Under the Equal Credit Opportunity Act (Regulation B)\". House: 221 Yea, 202 Nay. Senate: 54 Yea, 45 Nay; a vote on overriding the President's veto. Outcome: Vetoed, 19 Dec 2023."}}