{"format":1,"id":"117-sjres-15","congress":117,"number":"S.J.Res. 15","kind":"joint_resolution","group":"bills","title":"A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Office of the Comptroller of Currency relating to \"National Banks and Federal Savings Associations as Lenders\".","title_source":"Display Title","official_title":"A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Office of the Comptroller of Currency relating to \"National Banks and Federal Savings Associations as Lenders\".","titles":[{"type":"Official Title as Introduced","title":"A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Office of the Comptroller of Currency relating to \"National Banks and Federal Savings Associations as Lenders\"."},{"type":"Display Title","title":"A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Office of the Comptroller of Currency relating to \"National Banks and Federal Savings Associations as Lenders\"."}],"outcome":"became_law","law_number":"Public Law 117-24","introduced":"2021-03-25","chambers":{"house":{"status":"roll_call","date":"2021-06-24","vote":{"id":"117-2021-h181","question":"On Passage","title":"Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Office of the Comptroller of Currency relating to “National Banks and Federal Savings Associations as Lenders”","result":"Passed","yea":218,"nay":208,"present":0,"not_voting":4,"source":"https://clerk.house.gov/evs/2021/roll181.xml"}},"senate":{"status":"roll_call","date":"2021-05-11","vote":{"id":"117-2021-s183","question":"On the Joint Resolution","title":"S. J. Res. 15","result":"Joint Resolution Passed","yea":52,"nay":47,"present":0,"not_voting":1,"source":"https://www.senate.gov/legislative/LIS/roll_call_votes/vote1171/vote_117_1_00183.xml"}}},"president":{"status":"signed","date":"2021-06-30"},"vice_president_tie_breaker":null,"latest_action":{"text":"Became Public Law No: 117-24.","date":"2021-06-30"},"nominees":null,"amendments":[],"other_votes":[],"crs_summary":{"date":"2021-06-30","stage":"Public Law","blocks":[{"k":"p","t":"This joint resolution nullifies the final rule issued by the Office of the Comptroller of the Currency titled National Banks and Federal Savings Associations as Lenders and published on October 30, 2020. The rule requires that to be considered a lender, a national bank or federal saving association must, as of the date of origination of the loan (1) be named as the lender in the loan agreement, or (2) fund the loan."}],"words":73},"summary":{"main_subject":{"text":"Disapproves the Office of the Comptroller of Currency rule titled \"National Banks and Federal Savings Associations as Lenders\" (85 Fed. Reg. 68742, October 30, 2020) under chapter 8 of title 5, United States Code.","cites":[{"label":"Text","href":"https://www.congress.gov/bill/117th-congress/senate-joint-resolution/15/text/enr"}]},"core_areas":["Congressional disapproval of the Office of the Comptroller of Currency rule on national banks and federal savings associations as lenders"],"what_it_does":[{"text":"States that Congress disapproves the rule submitted by the Office of the Comptroller of Currency relating to \"National Banks and Federal Savings Associations as Lenders\".","cite":{"label":"Text","href":"https://www.congress.gov/bill/117th-congress/senate-joint-resolution/15/text/enr"}},{"text":"Identifies the disapproved rule by its Federal Register citation, 85 Fed. Reg. 68742, dated October 30, 2020.","cite":{"label":"Text","href":"https://www.congress.gov/bill/117th-congress/senate-joint-resolution/15/text/enr"}},{"text":"Provides that the disapproved rule shall have no force or effect.","cite":{"label":"Text","href":"https://www.congress.gov/bill/117th-congress/senate-joint-resolution/15/text/enr"}}],"unexpected":[],"version":{"type":"Enrolled Bill","date":null,"rule":"enrolled","href":"https://www.congress.gov/bill/117th-congress/senate-joint-resolution/15/text/enr"},"current":true,"model":"claude-sonnet-5-5","approved":"2026-10-15","approved_by":"checks"},"sources":{"congress_gov":"https://www.congress.gov/bill/117th-congress/senate-joint-resolution/15","text":"https://www.congress.gov/bill/117th-congress/senate-joint-resolution/15/text"},"card":{"image":"card/item/117-sjres-15.png","v":"97461435c414","alt":"Votes on Record. S.J.Res. 15, 117th Congress: A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Office of the Comptroller of Currency relating to \"National Banks and Federal Savings Associations as Lenders\". House: 218 Yea, 208 Nay. Senate: 52 Yea, 47 Nay. Outcome: Became law, 30 Jun 2021."}}