{"format":1,"id":"117-hr-7352","congress":117,"number":"H.R. 7352","kind":"bill","group":"bills","title":"PPP and Bank Fraud Enforcement Harmonization Act of 2022","title_source":"Short Titles as Enacted","official_title":"To amend the Small Business Act to extend the statute of limitation for fraud by borrowers under the Paycheck Protection Program, and for other purposes.","titles":[{"type":"Official Title as Introduced","title":"To amend the Small Business Act to extend the statute of limitation for fraud by borrowers under the Paycheck Protection Program, and for other purposes."},{"type":"Short Titles from RFS (Referred to Senate) bill text","title":"PPP and Bank Fraud Enforcement Harmonization Act of 2022"},{"type":"Short Titles from ENR (Enrolled) bill text","title":"PPP and Bank Fraud Enforcement Harmonization Act of 2022"},{"type":"Display Title","title":"PPP and Bank Fraud Enforcement Harmonization Act of 2022"},{"type":"Short Titles as Enacted","title":"PPP and Bank Fraud Enforcement Harmonization Act of 2022"},{"type":"Short Titles as Passed Senate","title":"PPP and Bank Fraud Enforcement Harmonization Act of 2022"},{"type":"Short Title(s) as Passed House","title":"PPP and Bank Fraud Enforcement Harmonization Act of 2022"},{"type":"Short Title(s) as Reported to House","title":"PPP and Bank Fraud Enforcement Harmonization Act of 2022"},{"type":"Short Title(s) as Introduced","title":"PPP and Bank Fraud Enforcement Harmonization Act of 2022"}],"outcome":"became_law","law_number":"Public Law 117-166","introduced":"2022-03-31","chambers":{"house":{"status":"roll_call","date":"2022-06-08","vote":{"id":"117-2022-h246","question":"On Motion to Suspend the Rules and Pass","title":"PPP and Bank Fraud Enforcement Harmonization Act","result":"Passed","yea":421,"nay":0,"present":0,"not_voting":6,"source":"https://clerk.house.gov/evs/2022/roll246.xml"}},"senate":{"status":"voice","date":"2022-07-28","vote":null,"how":"voice_vote","words":"Passed/agreed to in Senate: Passed Senate without amendment by Voice Vote."}},"president":{"status":"signed","date":"2022-08-05"},"vice_president_tie_breaker":null,"latest_action":{"text":"Became Public Law No: 117-166.","date":"2022-08-05"},"nominees":null,"amendments":[],"other_votes":[],"crs_summary":{"date":"2022-08-05","stage":"Public Law","blocks":[{"k":"h","t":"PPP and Bank Fraud Enforcement Harmonization Act of 2022"},{"k":"p","t":"This bill establishes a 10-year statute of limitations for criminal charges and civil enforcement against a borrower who engages in fraud with respect to a Paycheck Protection Program loan."}],"words":38},"summary":{"main_subject":{"text":"Amends the Small Business Act to require that criminal charges and civil enforcement actions alleging borrower fraud on Paycheck Protection Program loans be filed within 10 years after the offense was committed.","cites":[{"label":"Sec. 2","href":"https://www.congress.gov/bill/117th-congress/house-bill/7352/text/enr#HB04BEE1C0CBE435889AC8A6B3025D4BE:~:text=2.%20Fraud%20enforcement%20harmonization"}]},"core_areas":["Time limit for fraud charges and civil enforcement actions involving Paycheck Protection Program loans"],"what_it_does":[{"text":"Adds subparagraph (W) to section 7(a)(36) of the Small Business Act, requiring any criminal charge or civil enforcement action alleging borrower fraud with respect to a covered loan guaranteed under that paragraph to be filed not later than 10 years after the offense was committed.","cite":{"label":"Sec. 2","href":"https://www.congress.gov/bill/117th-congress/house-bill/7352/text/enr#HB04BEE1C0CBE435889AC8A6B3025D4BE:~:text=2.%20Fraud%20enforcement%20harmonization"}},{"text":"Adds subparagraph (P) to section 7(a)(37) of the Small Business Act, applying the same 10-year filing deadline to borrower fraud with respect to a covered loan guaranteed under that paragraph, which covers Paycheck Protection Program second draw loans.","cite":{"label":"Sec. 2","href":"https://www.congress.gov/bill/117th-congress/house-bill/7352/text/enr#HB04BEE1C0CBE435889AC8A6B3025D4BE:~:text=2.%20Fraud%20enforcement%20harmonization"}},{"text":"Applies the 10-year filing deadline \"notwithstanding any other provision of law\" in both added subparagraphs.","cite":{"label":"Sec. 2","href":"https://www.congress.gov/bill/117th-congress/house-bill/7352/text/enr#HB04BEE1C0CBE435889AC8A6B3025D4BE:~:text=2.%20Fraud%20enforcement%20harmonization"}},{"text":"Provides that the Act may be cited as the \"PPP and Bank Fraud Enforcement Harmonization Act of 2022\".","cite":{"label":"Sec. 1","href":"https://www.congress.gov/bill/117th-congress/house-bill/7352/text/enr#H331C884210164EE3B201CB7F55A7E6BF:~:text=1.%20Short%20title"}}],"unexpected":[],"version":{"type":"Enrolled Bill","date":null,"rule":"enrolled","href":"https://www.congress.gov/bill/117th-congress/house-bill/7352/text/enr"},"current":true,"model":"claude-sonnet-5-5","approved":"2026-10-15","approved_by":"checks"},"sources":{"congress_gov":"https://www.congress.gov/bill/117th-congress/house-bill/7352","text":"https://www.congress.gov/bill/117th-congress/house-bill/7352/text"},"card":{"image":"card/item/117-hr-7352.png","v":"f06726d6ed97","alt":"Votes on Record. H.R. 7352, 117th Congress: PPP and Bank Fraud Enforcement Harmonization Act of 2022. House: 421 Yea, 0 Nay. Senate: voice vote. Outcome: Became law, 5 Aug 2022."}}