{"format":1,"id":"117-hr-1443","congress":117,"number":"H.R. 1443","kind":"bill","group":"bills","title":"LGBTQ Business Equal Credit Enforcement and Investment Act","title_source":"Short Title(s) as Passed House","official_title":"To amend the Equal Credit Opportunity Act to require the collection of small business loan data related to LGBTQ-owned businesses.","titles":[{"type":"Official Title as Introduced","title":"To amend the Equal Credit Opportunity Act to require the collection of small business loan data related to LGBTQ-owned businesses."},{"type":"Short Titles from RFS (Referred to Senate) bill text","title":"LGBTQ Business Equal Credit Enforcement and Investment Act"},{"type":"Display Title","title":"LGBTQ Business Equal Credit Enforcement and Investment Act"},{"type":"Short Title(s) as Passed House","title":"LGBTQ Business Equal Credit Enforcement and Investment Act"},{"type":"Short Title(s) as Introduced","title":"LGBTQ Business Equal Credit Enforcement and Investment Act"},{"type":"Short Title(s) as Reported to House","title":"LGBTQ Business Equal Credit Enforcement and Investment Act"}],"outcome":"passed_house","law_number":null,"introduced":"2021-02-26","chambers":{"house":{"status":"roll_call","date":"2021-06-24","vote":{"id":"117-2021-h182","question":"On Passage","title":"LGBTQ Business Equal Credit Enforcement and Investment Act","result":"Passed","yea":252,"nay":176,"present":0,"not_voting":2,"source":"https://clerk.house.gov/evs/2021/roll182.xml"}},"senate":{"status":"na","date":null,"vote":null}},"president":{"status":"na","date":null},"vice_president_tie_breaker":null,"latest_action":{"text":"Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.","date":"2021-07-12"},"nominees":null,"amendments":[],"other_votes":[{"chamber":"house","date":"2021-06-15","question":"On Motion to Suspend the Rules and Pass, as Amended","title":"LGBTQ Business Equal Credit Enforcement and Investment Act","result":"Failed","yea":248,"nay":177,"present":0,"not_voting":5,"kind":"final_candidate","source":"https://clerk.house.gov/evs/2021/roll162.xml"}],"crs_summary":{"date":"2021-06-24","stage":"Passed House","blocks":[{"k":"h","t":"LGBTQ Business Equal Credit Enforcement and Investment Act"},{"k":"p","t":"This bill requires financial institutions to report certain credit application data to the Consumer Financial Protection Bureau for the purposes of enforcing fair lending laws. Specifically, financial institutions must report this data regarding lesbian-, gay-, bisexual-, transgender-, or queer-owned businesses. Currently, this data is reported regarding women-owned, minority-owned, and small businesses."}],"words":59},"summary":{"main_subject":{"text":"Amends the small business loan data collection requirements of the Equal Credit Opportunity Act to add LGBTQ-owned businesses and to define that term.","cites":[{"label":"Sec. 2","href":"https://www.congress.gov/bill/117th-congress/house-bill/1443/text/eh#H32B7AA195A8E4ABDA5C57A080423D4E3"}]},"core_areas":["Small business loan data collection under the Equal Credit Opportunity Act"],"what_it_does":[{"text":"Amends section 704B of the Equal Credit Opportunity Act to insert \"LGBTQ-owned,\" after \"minority-owned,\" each place that term appears.","cite":{"label":"Sec. 2","href":"https://www.congress.gov/bill/117th-congress/house-bill/1443/text/eh#H32B7AA195A8E4ABDA5C57A080423D4E3"}},{"text":"Amends subsection (e)(2)(G) of section 704B of the Equal Credit Opportunity Act to insert \"sexual orientation, gender identity\" after \"sex\".","cite":{"label":"Sec. 2","href":"https://www.congress.gov/bill/117th-congress/house-bill/1443/text/eh#H32B7AA195A8E4ABDA5C57A080423D4E3"}},{"text":"Adds a definition of \"LGBTQ-owned business\" to section 704B of the Equal Credit Opportunity Act: a business with more than 50 percent of its ownership or control held by one or more individuals self-identifying as lesbian, gay, bisexual, transgender, or queer, and more than 50 percent of its net profit or loss accruing to such individuals.","cite":{"label":"Sec. 2","href":"https://www.congress.gov/bill/117th-congress/house-bill/1443/text/eh#H32B7AA195A8E4ABDA5C57A080423D4E3"}},{"text":"Provides that the budgetary effects of the Act, for purposes of the Statutory Pay-As-You-Go Act of 2010, are determined by the latest \"Budgetary Effects of PAYGO Legislation\" statement submitted by the Chairman of the House Budget Committee before the vote on passage.","cite":{"label":"Sec. 3","href":"https://www.congress.gov/bill/117th-congress/house-bill/1443/text/eh#H95F978BE958D46A8B971CDBAB31CEE00"}}],"unexpected":[],"version":{"type":"Engrossed in House","date":"2021-06-24","rule":"passed","href":"https://www.congress.gov/bill/117th-congress/house-bill/1443/text/eh"},"current":true,"model":"claude-sonnet-5-5","approved":"2026-10-15","approved_by":"checks"},"sources":{"congress_gov":"https://www.congress.gov/bill/117th-congress/house-bill/1443","text":"https://www.congress.gov/bill/117th-congress/house-bill/1443/text"},"card":{"image":"card/item/117-hr-1443.png","v":"e91773c186ab","alt":"Votes on Record. H.R. 1443, 117th Congress: LGBTQ Business Equal Credit Enforcement and Investment Act. House: 252 Yea, 176 Nay. Outcome: Passed House, 24 Jun 2021."}}